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The International Student Blog

How to apply for an international student loan

Posted on February 12th, 2008 by Jennifer Frankel

One question that is always asked when I open the International Student Mailbag each day is “How can I apply for an international student loan?” or “How do I go about getting funding for my time abroad?”. So, I thought I would dedicate a blog post to give a brief overview of who is eligible for an international student loan and how you can apply for one.

The International Student Loan is available to any international student who wants to study at one of the approved schools in the USA or Canada. The approved schools list is also available online so you can check to see if your school is part of the program.

To apply for the loan program, you will need to have a cosigner to complete the application in most cases. Your cosigner must either be a US Citizen or permanent resident for at least the last 2 years. Once you have that you can apply for the program and the best way to do is either online (where you can walk through the application step by step) or you can phone our customer support team who will go through the application over the phone. If you do not have a cosigner you can explore no cosigner loans.

If you have all the information with you when you apply, and your cosigner has a good credit history you can receive your funds in as little as 5 business days – and even get a preliminary approval in 15 minutes.

Of course, there are many students who do not have a cosigner, and unfortunately without a cosigner the loan program is not available to you. However, there are many other resources and means to obtain funding – for example there are many international scholarships around that providing funding for students all over the world, plus you should get out the international financial aid blog which has updated listing of financial aid information.

If you have any other resources or comments about funding, post them below.

49 Responses to “How to apply for an international student loan”

  1. ludmi.herath Says:

    Hello Tilan
    I am also from Sri Lanka. I am the International Student Recruiter at Minnesota State University Mankato. Tilan, we provide In-state tuition for all international students (this is considered as a scholarship) also. If you are interested let me know.

  2. insanetrey Says:

    hello ludmi.herath. you were saying that minnesota state university provide instate tuition? can you give me more info on that? I think i need to transfer out of california since it is too expensive for me. If you could email me at thank you so much

  3. Cavi Says:

    I am an international student who is in my last quarter, I had a student loan with, but they no longer offer student loans due to the meltdown in the economy. I have tried over fifty financial instituitions but to no avail. Can anyone help me.

  4. claude Says:

    i am an international student and i need a loan rapidly because my sponsor has a financial problems and i have a co-signer that want to help me so i want some organisations thats can help me or someone who can give me some informations.

  5. Jira Abdissa Says:

    I am an international student need financial loan to study posgraduate programe in England. Can anyone help me.

  6. elyssa Says:

    Hi. I’m from the Caribbean. Concerning the website I’ve been there and got registered for a student loan only to find out that i would have to pay $11US to get my loan started. I think they ask for a lot more money later on too. It doesn’t seem fair to charge students to apply for a loan. Does anyone know of loans for students wanting to go to Canada to study????

  7. lazy student Says:

    I have been really in search of such information. Really thank you very much!

  8. borgia Says:

    This helped me…

  9. John Emmerson Says:

    I really enjoy blogs like this, since I am a blog addict I will visit again soon.

  10. zongo hamadou Says:

    I am burkina faso student and i need scholarship next year(2010) for study in canada after passed my tehnology university diplom this year.can you elp me?

  11. Arshad Says: arshad from srilanka…i wanted to study in canada..due to sum financial issues im unable 2 friend is in canada..can he b a co-signer..cuz hes a permanent resident… Plsss mail and reply me…awaitin

  12. Ehsun Says:

    i wanna study in canada.
    whould you please tell me if i have canadian citizen can he be my cosigner?

  13. Beyza Says:

    i am from Turkey, and i want to study in Canada
    i need a loan too, but i cant find international student loan to study in canada, can you help me please?

  14. Ludmi Herath Says:

    I know these are difficult times for anyone to obtain loans. But at Minnesota State University Mankato we offer in-state tuition for our international students during their first semester. You will be paying only $3,200 for 18 credits per semester. (TUITION only). However, if you wish to continue beyond the first semester (all of our international students receives the scholarship again and again throughout their academic career IF they maintain their GPA and volunteer work for the University/community/mankato. (25 Hours per semester)

    This is a great opportunity for international students. This scholarship applies for Undergraduate, graduate and doctoral students as well. If you want more information, you can visit for more details, about MSU, About our office and what we offer. We offer over 160 undergraduate programs and over 86 graduate programs.


    Ludmi Herath
    International Student and Scholar Services (ISSS)
    Elizabeth and Wynn Kearney International Center
    Minnesota State University, Mankato
    Mankato MN 56001
    507-389-1281(phone) 507-389-2790(fax)
    Find us on facebook our fan page “Minnesota State University Mankato – International Students”

  15. Pulqui Menchaca Says:

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  16. Stuart Regas Says:

    Thanks for the info… I truly like this blog. I bookmarked this post and will definitely be making a return visit.

  17. Santo Coffey Says:

    Can I borrow a loan when I want to start a small project that does not require a huge amount of money for example rabbit or chicken rearing? What should I show the bank to convince them I need the loan for the business?

  18. Hugo Emile Says:

    There are some great ideas here. I must redesign my blog sometime. I am going to start from scratch this time I think.

  19. Naglaa Says:

    Dear Sir,
    I am an Egyptian resident in Cairo
    And iam the owner of company operating in the computer field, but I have a financial problem that threatens to close my company, so I need a loan of seven thousand dollars to rescue my company and my family will be paid in 48 months” monthly Payed ” with any guarantees, i have Apartment, i can make it grantee for the loan
    please reply me ASAP,
    thank you
    Naglaa elsayed

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  23. stacy Says:

    I am a caribbean student as well wanting to go to Canada for studies next year 2011 i have been accepted at the school already however i need a loan. i already have someone in the US to co-sign i just need an organization that offers loan to person who wants to go to Canada to study.

  24. Billiga lån Says:

    i already have someone in the US to co-sign i just need an organization that offers loan to person who wants to go to Canada to study. I need more info about this.

  25. Glenn Camerino Says:

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  26. Brett Wrape Says:

    That’s some elegant stuff. Ne’er knew that ideas can be this various. thank you for all the ebullience to offer such accommodating info at this site.

  27. Brian Says:

    This must be a new concept. I never heard of it before.

  28. Kehinde Says:

    Could anybody help me with information of lenders that lends to Devry university international student. Thanks.

  29. Kehinde Says:

    Could anybody help me with information of lenders that lends to Devry university international student. Thanks.

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  33. Bello Says:

    …thanks for d question is when do i apply for the loan ?is it when i av got d addmission or before it?

  34. efa gari Says:

    every thing is good

  35. a-cube Says:

    I was hoping to find info about loans for international students to study in canada here; yet i didnt find any. Well you guys are doing good. Keep it up

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  38. Mr Raymond Says:

    hello friends,
    my name is Mr Raymond Benson from London,i never thought i could get loan online but thanks to Mr Mark Taylor of Mark Loan Firm, who i secured $50,000 loan from.i would advise you to get your own loan from him,he is God fearing and very sincere about what he can reach him on his firm i am doing this because i have searched severally for a reliable source to get loan till i met this man and i believe there are so many people who are looking for a reliable source too that is why i am referring you to this man.Thanks and May God bless you all.

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  40. Abiodun Says:

    Wat about a student travelling to canada on 4yrs visa nd he detamine to sponsor him self with student loan in canada

  41. Jim Says:

    life is a lot easier now, at my time in college I never got such options. I had to borrow little money from friends and family…

  42. Candy Noerenberg Says:

    Wow! This can be one particular of the most helpful blogs We’ve ever arrive across on this subject. Basically Excellent. I’m also an expert in this topic so I can understand your effort.

  43. kasoma joel Says:

    i am a 19 year old ugandan citizen searching for a 1000 dollars low interest student loan in a week’s period of time. i am pursuing my bachelors degree of pharmacy in uganda. please if you can help me, email me on

  44. Bryanna Lindblom Says:

    Hi Kasoma,

    Thank you for your inquiry.

    Unfortunately, our loan programs are for international students from anywhere in the world studying in the United States, or for US students studying abroad. We do not currently have a program for international students studying elsewhere in the world, even with a US co-signer.

    If you would like more information about international student loans for studying inside the US please let us know and will get you further information right away.

  45. charm Says:

    I am a student from Srilanka. I have a dream to study in Canada. I did my Als in Maths stream and I like to follow a degree program in Engineering.If there is any way of getting a loan to study in Canada please let me know

  46. Catherine Says:

    This is a very good and helpful website. However, I am worried that some of the posts recommending loan sites sound very much like scams. It would be a disgrace if such posts were placed here targeting students who are already broke.

  47. Harry Says:

    My brother is a Canadian permanent resident for the last 5 years.Can i apply for study loan to study in Canada?

  48. Bryanna Lindblom Says:

    Hi Harry,

    Thank you for your inquiry. I have sent you an email with more information on obtaining an international student loan. Additionally, you can find more information here.

  49. Bryanna Lindblom Says:

    Hi Harry,

    Thank you for your inquiry. It will depend on what country you are a citizen of. We do have loans available to those from the US who will be studying at an eligible school inside of Canada. If this applies to you, you can apply for an international student loan here.

    Good luck!

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