Building Credit in the USA
Posted on June 27th, 2006 by adminMost students when they come to the USA struggle to purchase things like a cell phone on contract or obtain a credit card from an American bank – and the main reason is that everything in the USA is based around your credit score. Have no score or a bad score and you will struggle to get every day things like a cell phone or credit card! (I know, I have been there!)
To help you out, I have found an article which talks about credit, how it is judged and what you can do to build your score:
http://www.studentplatinum.com/credit_card_education/credit.php
One tip that worked for me to build my credit in the USA was to obtain a small loan with someone who has a good credit score, a joint application. This meant the loan was approved as they looked at the main applicants good credit score but when repayments were made both reports were credited with good, on-time payments – this allowed me to build my credit very slowly until I was approved about a year later for my own credit card.
June 29th, 2006 at 6:09 pm
this is so neat!!
June 30th, 2006 at 3:14 am
this is great information. if this is indicative to how you submit info to the public arena kudos to you and keep up the great work. so many people need this help – no only international students but, americans as well – but, don’t know how to go about finding the information.
June 30th, 2006 at 3:15 am
this is great. so many people need this type of information – including americans – but have not idea on how to research or ask for something like this. kudos and keep up the great work.
June 30th, 2006 at 3:28 am
GREAT INFO, for both international and U.S. students
July 10th, 2006 at 9:52 am
I can identify with that, I wanted to get a cell phone and it was a struggle to do so. Eventually, I ended up taking one whose service is bad. All because when they do the credit check I dont have any credit. Interestingly, people who say they have bad credit can get anything they want. In my country having credit is bad!!
December 24th, 2009 at 12:58 pm
Hi, probably this entry could be off topic but anyhow, Having been surfing around your site and it looks truly elegant. It is obvious that you know your topic and you appear fervent about it. We are building a new blog and I am attempting to make it look good, and also present high quality blog posts. I have discovered much at this internet site in addition to I anticipate a lot more quality content and will be coming back soon. Many thanks.
January 29th, 2010 at 7:47 am
Good post. I just stumbled upon your blog and wanted to say that I have really enjoyed reading your blog posts. Any way I’ll be subscribing to your feed and I hope you post again soon.
January 29th, 2010 at 7:58 am
Me and my girlfriend come to your site often. We love reading your posts. Thank you!
February 7th, 2010 at 4:45 am
Can you explain the first part in a little more detail please?
August 16th, 2010 at 11:53 am
First of all, great post! I’ve got a big question nagging me, I really like the layout of your site and tried to download the same design on my Worpdress site. Anyhow, there is some kind of weird php error in the footer. Do you have any tips, what version are you using? Please PM me on Twitter @EducationGuide or per e-mail.
August 27th, 2010 at 11:20 am
you can go to a IP address site and find yours, and you can also find others, but what you can’t do is find out who they belong to as I am aware of so that is impossible
October 14th, 2010 at 7:05 am
Building Credit in the USA is very interesting and very useful post……I really like this post……I actually like the layout of your site and tried to download the same intend on my Worpdress site. Anyhow, there is a quantity of kind of weird php error in the footer. Do you have any tips, what description are you using?
Thanks…..
July 9th, 2012 at 12:00 am
Thanks for sharing superb informations. Your web site is so cool. I’m impressed by the details that you have on this web site. It reveals how nicely you perceive this subject. Bookmarked this web page, will come back for extra articles. You, my pal, ROCK! I found simply the information I already searched everywhere and just could not come across. What a great web-site.
July 22nd, 2014 at 11:53 pm
I just couldn’t leave your web site before suggesting that I really loved the usual info a person supply on your visitors? Is gonna be again incessantly in order to inspect new posts
August 6th, 2018 at 4:35 pm
Asking questions are truly good thing if you are not understanding anything entirely, but this paragraph presents pleasant understanding yet.